I'd rather work with a financial deficit than a health deficit. I'm not giving up things like sleep, nutrition, and regular exercise for the sake of paying more of my bills on time. I'm working a lower-paid job than I was last year, because it won't require me to work evenings or weekends unless I want to. Buying food before I pay my utilities, because then I can still eat if my lights go out. Using wifi at the library because I can't afford internet at home, and as a result, reading more and checking out the community bulletin board. Seeing a job listing that I might be qualified for, with higher pay. Not applying because it would triple my workload if I stay at my current job, which I like.
Getting on medicaid lets me get regular therapy and work on the issues that make it hard for me to work more hours than I do. Get on medications that are helping with the insomnia that makes working evenings and weekends so hazardous to me. Gym membership that comes with my job gets me spending my ample free time taking care of my body in the way I prefer. Evenings and weekends free means I can go to parties, festivals, and community events and feel less isolated.
It's not like I'm not willing to work more or don't want more money if I can get it. It's that after having lost so much of everything over my life (relationships, friendships, health, family, status, possessions, property, jobs and money) the ones I care least about are the jobs and the money. So I don't anticipate future jobs or money are going to be as valuable to me as the other things.
And that's the way I want to be. Those are the priorities I've chosen.