I'm leaving my job soon, hopefully within the next month at the longest. I started this position like 2 years ago as a lending originator for a big bank after working on a desk for a couple years. I was great at my job, like best in my market great, had my market manager fight to get me this job great, didn't need to interview with my current bosses boss like other people great at it… I came from another company alot of my Co workers had left to come here, they all failed and I succeeded giving about 80%… And I liked my job, because my manager let me do as I pleased as long as the numbers were up, she was happy and I wasn't being asked by her to do anything I didn't think was wrong. My dad tried to help me growing up with saving and such, but us being lower middle class growing up he didn't like credit and didn't really teach me about it…. I was happy to help kids and even parents learn about things it took me a long time to grasp so they could be better off than me at my age.
So when my boss was moving, and they were upping the amount of cold calls they wanted us doing (they call them warm because they're already customers, but really they're cold calls and I'm just not comfortable with doing them) I took this job because it was supposed to be more freedom, and better pay… First year for most of it I helped with ppp loans, then got told “well your part is done, go do your job you never learned properly now” and I did, and got OK at it… I could be better, I could probably be the best in my region…. If I cared…. But I don't… Not about making someone else money anymore anyway. I still stick my neck out for clients, and make sure they're taken care of… But I'm not going out of my way to pad the numbers anymore. They gave us a new title about a year in, it was supposed to make things better for us, it's just been a way for them to take compensation away in our bonus plan when they realize too many people are getting it… They took away a $2000/ quarter bonus most people got easily… Replaced with nothing… That's an 8k pay cut for most people… We were told “well if you just have more files you'll make it back up”
I'm also in a location that treats me like garbage, I ended up having to take a leave of absence because of it and they won't move me out of this location.
The kicker was the other day, I'm doing a loan for someone I know and closing has been rescheduled 5 times now, underwriting has been rude to me and unhelpful to him. I told my manager about this on a one on one call we had last week… His response was that I should have more loans in so if one falls through I don't need to worry so much about it…. I don't care about the money, I won't see a bonus anyway because I don't have many files between it being slow and me just getting back the beginning of the year… And even if I did it wasn't the point… I was concerned about this client, I would have been even if it was Joe shmo off the street… He's had a shit experience, he's upset and his loan should have closed… It wasn't going to be denied, it was our fault for rushing the closing and not getting things out in time… They complain about surveys but then this is their response to an upset client?
I knew I was planning to leave, but that just killed any drive I had left, I'm barely going through the motions anymore and I can't in good conscience work for this place any longer.
The good and bad thing is that I'm training for a new job, career really, starting this weekend… But I will probably have to do a couple months of unpaid (if I'm lucky) ride alongs. It's to be a home inspector, and there aren't alot of multi inspector firms, it's really an own your own business kind of thing… I was under the impression when I signed up that there were places that hire (and there are, just not as many in my state because you have to ride along on 125 inspections)
The worst of it is I'm actually really interested in this, so far I've enjoyed the material I've gone through and am really looking forward to getting into the field and seeing homes and such… And also helping people make an informed decision on the biggest investment they'll probably ever make. Not to mention the idea of probably working less if I own my own business and making more money for me and my family instead of someone else is great…
I don't know, I saw someone else's post about what people do if they arent working and I'm just getting stressed, I don't really want to go back to working evenings selling cell phones or something to get by and get stuck doing it long term again (previous job i mentioned) because I'm just so over sales…. And I'm actually excited to be doing something that I'm paid for based on my own merits, not how well I can push someone into something they don't need, or just how lucky I get I got a good call. Not to mention something that's done for the day when I go home… I dunno maybe I just needed to rant a bit