I've never been paid a lot, despite being intelligent and having experience in many areas. Big money is apparently for silver spoons, shills, yes men, and those who “respect the grind.” Yet, I am still young, and have a family, a house, and all of the material comforts that I have always dreamed about. And that is because I got it all when I wanted it.
Every little bit extra on tax returns. Every bonus. Every stimulus check. All spent before someone could suggest saving it. Because what inevitably happens when you are broke is that the money you saved ends up disappearing anyways.
Why save for some far off day that you may not be alive for anyways? I want to play guitar now. I want to play video games now. I want to buy my young son every fucking thing he wants now. None of that works when I am 60.
Your time is your own. Your money is your own. Don't let people shame you. Enjoy life while you have your health, and don't sacrifice that time, money, or health for some hypothetical future happiness.