The current economic trajectory will lead to simultaneous harvest losses to rival what helped trigger the Great Depression, only they will be unending.
The flooding of the world's ports will be an economic shock of the kind never before seen in history, grinding world trade to a halt.
If the stock market has not ceased to exist, it will collapse and trade at low multiple to earnings during or before the retirement of these generations. People will trade houses to be able to eat.
Even if one can save for retirement, it will not matter as economies collapse unlike ever before.
The market is useless for this generation, because the executive class is not meeting its fiduciary obligation to look after the interests of their shareholders.
They instead buy farmland to escape.