TL;DR: My current company changed from offering health insurance to employees who average 30 hours a week to those who average 25 hours a week. Because of the Family Glitch in the ACA, unless I quit my current job, my wife's health insurance will go from $115.34 a month to $739.02 a month on September 1, 2022.
I sent HR an email saying I may not be able to afford to work for the company after August 28.
I left a union job some years ago to take care of my dad who was disabled. (I was his PCA and received minimum wage for taking care of him.) When he died I went back to work. I could not go back to my union job because of Ronald Reagan.
So I have carefully kept my average hours under 30 per week so my wife and I could have affordable health insurance on the ACA Exchange. But, my current employer decides to offer health insurance for employees who work 25 hours a week. And then HR bases that 25 hours on previous hours worked in the last 6 months. So, I could not decide ahead of time to work only an average of 24 hours a week.
The Family Glitch is suppose to go away on January 1, 2023. But for the 4 months my wife will not receive tax credits on the exchange will cost us $2500.
Another way HR screwed me is just 2 months ago they sent out a memo saying your hours would be calculated January 1 to June 30. But, in the latest YouTube video HR changed it to something like December 16 to June 21. That means my average hours would include the end of year holidays when I did the company a favor and picked up more hours because that is a busy time for them.
There was a previous posting where the poster said he would get hired at a job and get the employees to demand the company not offer health insurance to families, just the employee. That way the families of employees would be eligible for tax credits on the ACA Exchange. I am not Reddit-savvy enough to find and link that post.
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