I used to work for a large property management company. I would collect rents and serve 3 day notices for those who were not on time. There were a number of alcoholics that couldn’t pay but I was also seeing people priced out. I once went to the court to represent this evil company against the sweetest woman that couldn’t keep up with the price hike after being there for 30 years. She actually hugged me at the court house and said she was so scared. I gave her the best advice I could for her own success and to not give a crap about paying back her debt with my company right away. They will want their money but you don’t need to pay it back in a lump sum. Stretch it out. As long as you don’t get sent to collections, you’re okay. I quit my job soon after that. No amount of money will make me evict another person again.