2021 was the worst year of my whole life, the stress of the pandemic really got to me i had a mental breakdown and dropped out of college in march, i spent the rest of the year living out of my car and couch surfing at friends places i had a horrible time finding work and had basically no income, i didnt get any of the stimulus checks because for some reason even tho i haven't lived with them for years my parents were able to claim me as a dependent and i didn't qualify, i just filed my taxes and i made under 5,000 dollars for the entirety of 2021 i barely made it through last year. after applying everywhere sending out upwards of 400 applications to jobs (the callback rate was abysmal) i was finally able to land a job that pays me well and treats me better than any other employer ive ever had, thing were starting to look up, i was feeling like great i can put this chapter behind me, and guess who come out of the fucking woodwork, i took out a private student loan with wells Fargo my second semester of my freshman year of college and they sold off the loan to some other company and now they want me to pay up, i feel like i cant ever get on my feet without some ghoul trying to squeeze every last fucking drop of money out of me. i tried to pay them through there website and the charge was reversed and returned to my account now its fucking deliquint and then never notified me that my charge didn't go through I didnt even fucking notice that my payment was returned until i checked my bank statement. im fucking mad and really sad, i kinda am just fed up with the world and life, i want so bad to just have a roof over my head but now these fuckers are just fucking me their gonna fuck my credit i wont be able to rent a place! im so fucking upset i dont know what to do. i just kinda think im done, im just done with life. i know that this situation is partially my fault i shouldnt have taken out student loans i shouldn't have gone to college when i couldnt afford it and i really should stuck to college and finished but its too late now. i know this post isnt really relevant to the subreddit, i just needed to say something somewhere, idk i thought this would make me feel better.