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Shadow credit score vs the big three

Great. So not only do I have to worry about the big three credit agencies, I further have to worry about my shadow credit score, which is unregulated, has a lot in common with mushrooms, and more likely to impact my chances of an apartment lease. And nearly impossible to challenge and fix short of begging a landlord to ignore it.


Great. So not only do I have to worry about the big three credit agencies, I further have to worry about my shadow credit score, which is unregulated, has a lot in common with mushrooms, and more likely to impact my chances of an apartment lease. And nearly impossible to challenge and fix short of begging a landlord to ignore it.

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