I need some advice which is not laced with patronising BS that I am hearing from my employers about the fairytale life I'll live if I take a job they want me to take in the US.
My base pay is around $48k US and I get anywhere between 10%-15% as bonus on top. My monthly rent + food + utilities total to $650 US. My health insurance as well as life insurance is paid by the company (low payout but it's free and health insurance is only 10% copay). I have a mortgage for an apartment to be delivered next year, I currently pay just the interest on it ~ $400 US. Full mortgage with principal will be around $700 US when I move in next year, the rent I save will offset the extra burden. I don't have a wife or kids. Taxes after averaging for progressive levels, is around 25% after accounting for deductions. Inflation here is 8% officially, real inflation is probably close to 12%. Our version of 401K gets another $300 with both me and the employer contributing half.
All in, I spend about $1200 US including leisure spending like eating out, Netflix/Spotify/Amazon Prime. My internet is paid by my company ($15), I have a work laptop from the company and when offices reopen in this country, the company will provide commuting on its fleet of cabs as it has for the past 15 years I have been here. It's an industry standard where I live regardless of who I am employed with.
I can comfortably save $30k US per year and pay off my mortgage ($72k) in a couple of years easily. I also get around a month in PTO/sick/statutory holidays.
I was recently offered to apply for a similar role in our US offices (Phoenix). Dollar converted pay is better but so are the expenses I believe. They're offering around $90K annual before bonuses and deductions/taxes.
Should I be even considering such an offer? On paper the pay is much higher, but my expenses here are cents compared to what I have read in many of your posts. I am saving almost half of my pre tax earnings in my 3rd world corner of the planet… I doubt I would be able to save that even with the 2x wages I would get if I take the job.
Thoughts?
EDIT : US location is Phoenix