So I worked at a local credit union for years. Saw a lot of sketchy stuff, wish I had gotten out sooner than I did. Fast forward a couple years and a friend sends me this site:
http://canvasreviews.org/#!/why
I don't know who built it, but I was close enough to the inner circle for long enough to know that this is only the tip of the iceberg. I really wish I could say more. What I can say is I love seeing people finally speaking up about this stuff and I hope more people do.