Excuse the mini rant, I should have learned by lesson from my days at Hearst. Yet it has happened a second time and I am just amazed that (1) I fell for it again and (2) it's legal to just outright steal your money. I got laid off with nearly $1000 split between my FSA and Transit accounts, and that money is *poof* gone. I can ONLY access it by paying $1000 a month for Cobra (not worth it) or by scrounging up every possible receipt from transactions I didn't already file a claim on from the last year and a half (which isn't much). I can't get it redistributed and marked for being taxed, no, I just have to accept that it is gone forever, the instant I got let go. At least at Hearst I had till the end of the calendar year to spend my transit account. I loaded up on $600 of Metrocards, but not this time. You'd think “oh well since I lost my insurance the moment I go let go I can use my FSA to pay for these upcoming appointments until medicare/state-run marketplace healthcare starts. Nope. Go fuck yourself. I remember pressing Difference Card last time about where the funds go as they insist they don't keep the money. Guess it's just another unregulated form of income for the government. I would have lost so much less if I Just paid taxes on that money and paid for copays and metrocards out of pocket.