One of my company's “benefits” is offering all these wellness challenges. You earn points for exercise, meditation, turning in doctor's reports, etc. Get a certain number of points in a quarter, and they deposit about $200 in your HSA. There would really be no way for them to know if I just lied and said I participated, and honestly, I have a LIFE… participating in challenges just is not a priority… can anyone see any cons to just fudging it?