I have been house poor since I totaled my paid off car a few years ago. Right before the pandemic. If not for the pandemic and then needing back surgery I may have been able to recover from having to start a new car payment, but I have just been house poor for 3 years all while trying to recover from back surgery and pay those bills. Living paycheck to paycheck. I am feeling my current career choice has topped out and its really difficult to find a higher paying position in my area without selling my condo and moving. I bought my condo 6 years ago before the housing sky rocketed and I can't imagine how I could buy another home if I sold this one. Selling my home would absolve all my debt, but then I wouldn't have a home. It's so irritating I just don't know what to do.
All of my income is tied up in bills and I don't even have enough income to cover all the bills like if I get a dentist bill there is just nothing left for that I have to gouge myself and eat the late fees on something else.
I am having to ask my parents for gas money and money for food every month. They say they don't mind, but you know they do.