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Ex Employer never sent COBRA paperwork…now what?

Hey all. I was laid off by a European-based startup in September. My insurance through them effectively ends today and they never sent or provided paperwork for a COBRA extension. I e-mailed HR but I know the company acts in bad faith so I’m not expecting much. What are my options? I am still searching for a new job and can’t afford to lose insurance to top it off. Also to mention, I had foot surgery a few months back and have met my deductible and the insurance is of course badass since it’s a PPO. I need it fairly frequently because of medical issues.


Hey all. I was laid off by a European-based startup in September. My insurance through them effectively ends today and they never sent or provided paperwork for a COBRA extension. I e-mailed HR but I know the company acts in bad faith so I’m not expecting much.

What are my options? I am still searching for a new job and can’t afford to lose insurance to top it off. Also to mention, I had foot surgery a few months back and have met my deductible and the insurance is of course badass since it’s a PPO. I need it fairly frequently because of medical issues.

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