Anyone have any experience with this? The positives, the negatives? I find it suspicious that my employer is offering this option after the normal annual electives (insurance ect.) that occur in November with limited time to decided before the start of the new year. (Think it was the 1st week of December when it was announced) I’m supposed to make a decision by 12/31 or the offer is gone forever. I can’t change the number of hours they buyback each year either, I must decide the number of hours once for my entire career there and I cannot opt out later. Thoughts? Thank you in advance for the advice.