No matter how many legitimate reason you can list, they will always have some dumbass answer. Not everyone's situation is the same. We didn't inherit a house from a family member or any money left to us in a will. Not everyone had parents saving for them to go to college. It takes years to build up your credit score to even get a chance at owning a house. The price of used cars are insane. Landlords are requesting that you make 3x what rent is. The price for car insurance and health insurance could easily be a quarter of your income alone. The price of gas and food just keeps rising. We're on the brink of another great depression and they just seem clueless to what's really going on in the world. The worst part is trying to find a job that can actually turn into a career. I'm so tired of seeing and hearing people put other people down and calling them lazy when they know damn well this system is rigged.