Facing a early mid-life crisis.
Been working for sometime. I work in a SEA country for 10 hours a day making slightly above average pay in a supposed first class city (Singapore). ($3,000 usd, $2,523usd take home after forced pension, yes our wages are that low for a first class city)
After doing some calculations, I realised I’m surviving but not living. If I ever set foot out of this country to what I would call nice holiday places twice a year @ $3.3k each (To Europe or the states, don’t like SEA in general), it would effectively erase most of my savings and leave me with only $13k a year left.
That’s barely anything! Much less property prices here being absurdly insane. Which averages at least $430-535k for somewhere decent. Let’s not forget taxes, insurance and other creeping things that come around the corner.
I’m so tired everyday after work, and am paranoid at spending more other than food. I’ve realised I’m just one Damocles sword away from financial ruin. Standing between living and surviving.
How do you guys do it for another 20 years? How do you get to each day just to do something absolutely boring and mind numbing…
The realisation is soul crushing on me…