I turn 20 years old in 3 days.
I’ve been working full time since I was 17. At my current company for (just over) a year. I am a licensed life/health/disability underwriter
I net -$8,178.39.
• $3,225.64 cumulatively in savings and investments.
• $11,404.03 vehicle loan.
Monthly bills are low now, $759.60. Monthly income, $2,451.02. Recent car repairs (wheels bearing, suspension, tire rotation, oil change, wipers) approx $2k.
I feel as though I’ve been barely treading water for ages. The foreseeable future appears this way as well; perhaps I am not being financially proactive enough- but 45 more years of this? 45 more years. 45 years, 40 hours a week.
I want change