TLDR; Living carlife, using “rent money” to pay off 100% of the debt, once debt-free never work for an employer again, live off government assistance/mooch, and fill my time working on personal interests learning new skills at the library for free. Any variables I missed, advice for when older, or your opinion?
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Right now I'm living below my means, car living. I'm taking my income that I would normally spend on rent/etc towards paying off 100% all my debts. Soon I'll be debt free within the next year or so.
I like to work no less than 40 hours per week but no more than 50 over 5 days. But I hate how it's either they cap you at 37hrs a week (which I don't consider full-time personally) OR it's the 50+ hours per week every week 6 days a week. Sick of the higher standards I have to obey while others are “do nothings” (obviously I'm kinda jealous lol, trying not to be) are usually given benefit of the doubt and can miss work/be late/piggyback off my contribution. In my experience…..
Jobs don't want hard, effective, steady workers who show up on time every day, who do what is required and occasionally do extra/stay later once in a while (not every fucking shift), who actually do the damn job.
I've been fired or quite fired so many times for being this way and don't ever want to deal with the bullshit. So once I'm out of debt, I ain't working for anyone anymore. I will mooch off government assistance programs here in the U.S. because I can do work that's for nobody but myself, teaching myself new skills for free from the local library.
I'll sell the car when I no longer need to work to pay off the debt, switch cellphone carrier to a free gov cell phone plan, cutting out all monthly subscriptions since most things can be found online for free anyways. Eliminate any cost of living expenses that would require me to have a job. Essentially I'll be homeless and have my needs met, having 100% of my time which I will never get back spending on people & places which take from my bucket. My time is extremely valuable. I owe society nothing, if I choose to contribute to society – I'm going to contribute my way.
Trading it is the true cost of living . Money is just an expression.
It doesn't cost money to be happy.
Is there any variables I missed, advice for when older, or your opinion