Hello, everybody. My name is Cazidin and today I ask one simple question!
A friend of mine from Texas suffered a serious leg injury a couple years back. While they mostly healed up, something didn't set quite right and nobody is sure what. This friend, who we'll call Thomas, has gone through a few in-network doctors, eventually finding one they like… there's just one problem.
The Doctor who Thomas likes, who we'll call John, is out of network and is probably the most qualified physician in the Texan wilderness to help.
My friend is saving up money to just pay out of pocket, but that'll take… a while and is not ideal. I don't suppose any of you good folk here have any suggestions or ways to… ahem, navigate the system?
Also. And this isn't particularly relevant but why is there even a network to begin with? If I pay for health insurance, I expect that to apply wherever I go. What if I happen to get injured while out of state visiting friends and family, and am rushed to a hospital well outside my own network in this hypothetical timeline?