Lost my job of 10 years in August due to covid, and terrible choices by the company owner… I'm now 4 months behind on my bank payments… I have a motorcycle , and a Nissan maxima financed through them at the moment. They call me 10 times a day, and have even called my parents that use the bank as well trying to get ahold of me (my parents have nothing attached to my account) I have a new job coming up, and was wondering… what can really happen if I just say Fuck you completely to the bank? Can I go to prison ? Should I keep driving this POS car I have through them or should I go park it in their lot and drive off? I'd prefer to drive it until the wheels fall off, but I do own a truck, and if needed my S/O can buy something nice enough (without needing to make payments) with taxes. Would be nice not living paycheck to paycheck for a little while.