TLDR: Hate the company I work for, other companies in my field would either be low pay/over worked/with health insurance or higher pay/not over worked/but no health insurance. This situation has me so depressed & anxious. WTF can I do?
The company I work for is terrible, upper management has everything in the company messed up & don't give a f* about the employees, the company is fighting against the union we just started (in the contract bargaining process now), the health insurance is shit really but is usable for me now. I spent the last couple years with basically no medical care & the medical care I did get I had to fight the insurance company on it. It's just a terrible insurance plan & the insurance company didn't give a f* & wouldn't help.
Dealing with the health insurance issues & not having much medical care the last couple years along with working for this shitty company has caused a lot of damage to my mental & physical health. I'm on a medical leave now but I may be required to go back to work soon & just the thought of going back makes my stress stomach ulcers hurt more.
If I quit this job I could find another job but I have limited options because I work remotely & the companies I would work for in my field are so small that they don't offer health insurance. I could also just work my own business (which is mostly set up already) but again I wouldn't have health insurance & it would take time to build up clients to have enough salary coming in.
I feel trapped to this job because of the health insurance. But I really can't safely work my job while my mental health is so bad, but I'm not sure if the doctors are going to extend my medical leave or not. So I might be forced to go back to work in a couple weeks.
I'm in the US so getting private insurance probably isn't an option because I think it would be at least $500/month which I can't afford. I can't use the marketplace insurance (it's complicated reason but it can't).
Are there any other options to my situation? Literally the only thing holding me to this company is the health insurance. Even with the health insurance, I have so many issues with the insurance company still that it causes so much anxiety & depression. All of my problems are caused by this health insurance & the company I work for. But the other work options would mean not having health insurance at all. I feel so fucking stuck.