A point missed all too often is employee benefits. See people seldom mention how tyrannical companies can get with these benefits. Countless times people are overcharged for their benefits and the reimbursement process is horrendous. The hypocritical part of this is that it can take a month or more for a refund that may have sent a employee to collections. Yet if any employee is late on a bill they can accrue interest and have to pay back even more. Many people will say well they can sue for more. Yet employees can not get back the time they have lost. Do you expect a 65 year old person to spend their final days in court to be reimbursed money that is rightfully their own?