I will lay out my own example if I made 17.29 an hour based off my last pay stub. I am paid every 2 weeks. At 17.29 an hour and 40 hours per week I would gross 1383.20 per check. 388.13 is taken out for all the types of insurance. Married with one child. Now I am at 995.07 pre tax. With my gross per year at 17.29 an hour and 40 hours per week pre tax at a full 52 weeks (no sick days) I am at 35963.63. The first 10,275 is taxed at 10%. The rest at 12%. So with income and insurance and no retirement contributions…. 35963.63-10091.31(insurance) I am at 25845.32 of taxable income. Now I take 25845.32-1027.50-2978.14 (12% tax bracket after 10,275) and I have 21,839.68. These are the folks people seem to be willing to trash talk. The ones with 20k a year to live on, not enjoy life with, but live on. Shame on myself and all of us.