You can be dumb as f***k – lazy as f****k – but if you have Capital at the start of your life (rich family) then you are 1000x more likely to achieve a moderate level of richness (5 Million +) compared to the genious that starts from nothing.
Its like people some people in a video game receiving 5x the resources and units compared to other players. Worst part is when these people win – they are treated like some strategic or tactical genious.
If I get 5 units for every unit you have – I could be the greatest Idiot there is and even Grand Admiral Thrawn couldnt defeat me…..but hey guess im really smart or hard working or just better….
My former boss probnably has an IQ around 90 – but because he started with more money than most people earn in their entire life – he somewho managed (also with a ton of luck).