I'm trying to figure out something, because there's no way this can be right.
I'm European, and last year the interest rates were around 1%, or even less sometimes. Now they're around 2%, which obviously makes it very hard for a lot of people to buy anything now.
However, yours is around 6.6% on average currently…which sounds absolutely fucking insane.
Now PLEASE correct me if I'm wrong, but I did the math: a 20-25 years loan on such a high interest rate means you'll almost pay double the price of the house even if you bring in 20% as a downpayment…TWICE as much as the actual price because of the interest rate.
So, I know that you guys have significantly bigger salaries than us, but the question still stands: how do you buy houses in this condition? And why the hell are your interest rates that high? It doesn't make any sense.