I work at a doctor's office that employs 5 people including myself. Every year we all pitch in to get boss a giftcard to go out to a very nice dinner with their spouse who is also a doctor and does very well. Usually about $20-30 per person is expected. I'm fed up with the job, my insufferable multi-millionaire boss, and getting underpaid. I don't want to contribute. How do I refuse without ruffling feathers of other people in the office? I know I'm going to get push back if I say it's not in my budget.