I just wanted to have a medium sized house with a medium sized garden and like 2-3 kids to raise and see grow. A family. A normal boring Middle Class life. Together me + GF make 20-30% above the average/median wage – yet a house is out of the question. We have enough saved for a down payment buy if we borrow 400 000 from the bank – we will have to pay 600 000 back over 30 years.
Kids would be our financial suicide. Either GF stays at home – then we lose like 40% of our income – or we pay for daycare – which would eat up around 30% of our income. Also we would never have the time to see/do something with our kids.
Im really tired of this shit. And even more how politician that make 10-100x what I make complain that young people dont have kids. Because we cannot afford them? This is no longer Boomeria – where one man/parent working could support a house and a family. We are in Millenia now – where 2 people working get barely by.
Might as well just work 15 or 20 hours a week so that I can afford the most basic thing – or switch between social security and employment every 6 months or so. Dont see the point of working an accumulating money – when it will never be enough to get me my dream.