Everyone needs Healthcare at one point or another; now more than ever. It is a vital necessity that everyone has to be able to access. With Healthcare prices skyrocketing, deductibles have gotten higher and higher. Half the health insurance plans offered by employers these days make accessing Healthcare more expensive than if you had no insurance at all. The rates the insurance companies negotiate with providers are hundreds more than they charge people with no insurance. If you can't afford to pay these inflated rates until your $5000 deductible is met, you are not being paid a living wage.