I need suggestions on how to make the most money with the least amount of time and effort involved.
I have a master's degree, and even with that stupid piece of paper that tells employers I Know Things, I still don't make enough money to afford me and my partner's monthly expenses alone. Boomers and older Gen Xers are desperately clinging to this 1960's ideology that you can make a living with a single income earner and the other person takes care of the home. It isn't possible anymore. I live in a rural, podunk town where the local amenities are JCPenny and Walmart. I can't imagine what the cost would be in a big city.
I bust my ass for my job and they won't give me a raise even when I point to the rising cost of living just in the last year. “We're doing amazing despite the pandemic, but not enough to pay you more.” Speaking of rising costs, I use a subscription service to get medication and in the last month they TRIPLED their monthly charge without any warning. Our grocery bill has doubled in the last three months.
I can't even imagine people who have minimum wage jobs struggling to make ends meet must feel. But sure, everyone just needs to pull themselves up by their bootstraps and work harder.