My current employer, who I've been with for 5 years, has contributed roughly $20 a pay period( I get paid every two weeks) into my HSA account. Thankfully I haven't had to use any of it and it's now up to $2,500. With that said, even with them contributing for five years and me not touching any of it, I would still be $1500 short of reaching my $4,000 deductible if I were to get hurt today.