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Antiwork

Update: 9 months after I stopped paying my credit cards

Original post: https://www.reddit.com/r/antiwork/comments/t30f4n/i_stopped_paying_back_my_credit_card_its_an_honor/ 6 Month update: https://www.reddit.com/r/antiwork/comments/x9zvrc/update_6_months_after_i_stopped_paying_on_my/ ​ My credit score shot up 100 points recently as the two cards I didn't pay are off my score completely! I didn't realize that would happen! One bank has closed my account but still sending letters – initial balance of $3,300, has since asked to settle for $1,600 and then a follow up letter asking to settle for $1,450. The other bank has charged off my debt and one debt collection company is emailing and calling. I delete the emails without opening. I don't acknowledge the debt in any way. I haven't yet been sued as I expected to. Again, I am in a unique and privileged position to try this experiment. For those triggered: feel free to comment any bitterness you have for people like me and tell me how my life is going to be screwed up πŸ™‚


Original post:

https://www.reddit.com/r/antiwork/comments/t30f4n/i_stopped_paying_back_my_credit_card_its_an_honor/

6 Month update:

https://www.reddit.com/r/antiwork/comments/x9zvrc/update_6_months_after_i_stopped_paying_on_my/

​

My credit score shot up 100 points recently as the two cards I didn't pay are off my score completely! I didn't realize that would happen!

One bank has closed my account but still sending letters – initial balance of $3,300, has since asked to settle for $1,600 and then a follow up letter asking to settle for $1,450.

The other bank has charged off my debt and one debt collection company is emailing and calling. I delete the emails without opening. I don't acknowledge the debt in any way.

I haven't yet been sued as I expected to.

Again, I am in a unique and privileged position to try this experiment.

For those triggered: feel free to comment any bitterness you have for people like me and tell me how my life is going to be screwed up πŸ™‚ <3

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