I hate shit like this.
It’s a list of “failings” of poor people. It’s premise seems to be that poor people make bad “choices” constantly and that they can choose their way out of poverty.
I’m not saying there aren’t good ideas; having an emergency savings, getting an education or skill—these are objectively good things for people. However the problem is that it fails to take into account the costs that these things have.
It’s hard to go to college when people have to work multiple jobs to stay afloat. It’s a risk financially that people are often unwilling to make because they will be saddled with that debt for literal decades and they might be helped out by the government one day, probably, maybe, who knows.
Until our society restructures to allow people the freedom to take these risks to improve themselves and their conditions we can’t blame others for having “bad” jobs.