So, like a lot of people I’m not making enough money to really get by. I’m not really able to save. On top of that I am recently married and have some serious debt because of that. I lost my job about 5 weeks ago and it took me about 2 weeks to find an other and with that an additional 3 weeks to get my first check. As you can imagine I fell behind on my payments. I decided to cash out some of my 401k just so I could pay all this off.
I got my check and foolishly deposited it in the atm thinking it would be available with in a business day. My bank (bank of America) placed a hold on it and those funds won’t be accessible until some time next month! How can they hold my money like that? How is it even legal for them to deny you access to your own money? I don’t understand this policy and this fucked me pretty bad because I’m still unable to get caught up which is going to cause me even more penalties. I hate these god damned banks, I hate these god damned corporations and I hate this god damned country