This isn't exactly anti-work, but it's definitely anti “the system we have in America.”
We have 3 major credit bureaus. After the following bullshit I will describe in a moment, I put a freeze/lock on one of them (transunion), which prevented ANY weird unauthorized credit check against me (happens all the time to everyone).
The bullshit:
In 2019/2020, a close friend and i applied for an apartment through a faceless, corporate property management company.
A month or so after applying, I started receiving calls from (bullshit) debt collection agencies. These debts were not only over 15 years old and paid off, but they could produce no proof of them. That ended after a bit of back and forth and me bringing on a lawyer didn't need the lawyer, the beef was easy to squash).
The foundation of all that mess happened to be the fact that private agencies (namely property management companies and anyone else in the private sector who collects information)* sell your information. Ssn, DOB, address. Everything.
How tf is this legal?
Anyways a month ago, I unfroze my transunion account thinking that since i havent applied for anything recently, i should be fine . A week ago, I checked my credit report and saw that i had 2 soft inquiries. That was fucking quick.
I never applied for anything, so who is this, digging into my business?
I froze that account asap.
Lesson learned:
Freeze. Your. Credit reports.
Edit: *added