Every time people struggle: ” You are just wasting your money – stop buying avocado toast and everything else you dont really need and live like a beggar. With that you can save like 300 to 400 Dollars a month. This will enable you to perhaps buy a house after 40 years”.
Meanwhile rich people: “Oh this car is nice and costs just 80 000 – it will be a fine addition to my collection of 10 cars I allready own”. Its a joke – its an insult – that such people want to give us advice how not to save money.