I'm so sick and tired of this shit. Why work at all at this point when something simple like a house is so far out of reach without being at the mercy of banks for 30-40 years. If you take their loan, you're just one accident away from being homeless anyway.
Seriously considering playing up my depression at my doctor and going on indefinite welfare. Luckily this is rather easy where i live. The end result would be the same. Basic apartment, food, car, etc, but the state pays for it.
Might as well accelerate the downfall of this gigantic late stage capitalism shit show, because nothing is going to change anyway.