Posting this for my wife who doesn’t use Reddit.
A couple months ago my wife started her first job after graduating dental hygiene school. Her employer offered a 2% retirement fund match, but has yet to provide her with any way to start her account, thus prohibiting her from contributing towards it (and obviously no way for employer to match anything). She was approached by her boss last week who said that she’s been too busy to get her the paperwork, and asked if my wife wouldn’t mind waiting until the first of the year to open her retirement account, to which my wife said a hesitant “sure” because she’s new.
It’s bothering me because this feels like a way for her employer to get out of the 2% match (which is already low for similar jobs in the area), let alone the missed out contributions of her own.
Is there anything that she should/can do? We live in Oregon if that matters.