Lay off
If you have NOTbeen given a payoff notice but you don’t trust your company
1. Check the warn notices in your state Google warn “your state” .
2. Check the SEC security and exchange commission website for new aqustions .
3. If you don’t find any information but still don’t trust them save as much money as you can. Get on a budget and know where your money is going and see what you can save.
4. If you take any kinds of meds go to the pharmacy and request a vacation or lost/ stolen override to get your prescriptions filled , they may have to get permission from the insurance company but that way you have meds for a moment. The my will charge a copay
5. Take the time to understand and research your health coverage options after employment. Get your check ups done.
Before you go to your layoff meeting.
1. Negotiate your medical/ COBRA coverage and ask for cash severance. Get as much as you can. Write down your plan and take into your meeting be prepared.
2. Clean out your desk .
laid off without notice.
1. file for unemployment asap !
2. Get on phone with hr and as about a severance if you have not already.
3. If you take any kinds of meds go to the pharmacy and request a vacation or lost/ stolen override to get your prescriptions filled , they may have to get permission from the insurance company but that way you have meds for a moment. The will charge a copay. this will buy you time for getting some health coverage.
4. Take your unemployment letter and sign up for discount power or gas programs from your utilities.
5. Know where your local food banks are.
6. No eating out .
7. Make a budget with your new unemployment income and stay on it.
8. Get to know what public transportation is close to you if any, it may be a cheaper way to travel.
9. Get a 1099 side hustle do something you enjoy.
10. Clean out your closet go thru those boxes whatever you don’t use sell it on Facebook market place , e bay , Mercari Poshmark ect for extra cash.
11. Take a walk outside for at least 30 minutes a day.
12. You can replace the cable with attena get one off of amazon for 20.00$
13. Get up everyday with intention get dressed bathe just like you did when you went to work , instead you will use this time to figure out your next move, take time do take a walk around the block and read those pile of books. Enjoy your life. Take the time to really figure out what you want to do.
14. Reading assignment: 48 days to the work you love , by Dan miller .