Well after a 6mo meth addiction after 12 year’s sobriety from childhood addiction I made mistakes trying to keep my 9 year relationship alive didn’t realize I spent so much on one credit account and now need to prioritize all my real life responsibilities for my kids…
Got about 2k left on my to J.P. Morgan credit cards (2) and about 9k in four other accounts not even used by other creditors. Debating default on this one even with a 730ish credit score… I don’t plan on moving and cash pretty much is my only primary spending method other than a couple streaming services and a PayPal credit account(300 owed). I make a very good wage in my area 33 an hour on a 1099 income and never paid a dime to taxes because IRS is based on compliance per UCC laws…
Plan on using that last 2k in the next days to re up on my children’s needs and then rebuilding my cash savings my ex ran off with to “feel like more just my wife and a mom”…. I don’t really have the means to pay a 488 min payment a month when now needing a new vehicle since she took that as well…. Work truck has restrictions and my boss helps me out a lot already….
J.P. Morgan about to get the since i already lost much more than spoken.. Anyone want to shed in on this because 🤷️ kids always first and 80% of payments I make are just cash anyway and very rarely have over 300 in checking for random online transactions…. Needing some advice from the Reddit pool. Family support is very shaky and kinda snake like since they emptied my trust account from my grandmother behind my back to fuel a divorce and my aunt(POA) to lose what she was using to make gains in the crypto crash.
High school sweetheart as fresh graduate and her a junior to now… 9’years and she left for my health issues and a failed expectation of me being someone I’ve never been and her caring more about her future than my health currently.
Renal issues said to kill me but beat the given time and actually healing it holistically… I really don’t care about Chase and think they should burn for the shit they are fueling… illuminate me Reddit friends please and thank you I want all to feel welcome in their thoughts on this.