I work in a sales capacity for a company that pays barely enough for where i live. On top of that i have a lot of medical expenses that our company/insurance company won’t cover and these medical expenses are life saving and not optional for me so I end up paying most of my disposable income out of pocket for healthcare. I’ve been able to make things work on a paycheck to paycheck basis for a while able to squirrel away a little bit of money each month.
The first kick in the gut from them was the way they structured my meager commission. The way they have it set up and taxed means that barely any money is taken out in taxes every time I get this commission meaning I ended up owing thousands of dollars between state and federal this year which decimated what savings I had.
I’ve been trying to save back up what I lost and prepare myself for the massive tax bill next year, and this month I didn’t get a commission check. I ask around and it turns out they restructured out commission plans without telling us, retroactively clawed back money they said I owed them from the restructured commission, and now I’m IN DEBT to my company and they’re cannibalizing my commission until I’m out of “debt”
This is also the same company that uses a travel platform that scrapes our airline points so we don’t even get those anymore.
I’m so beyond frustrated but since my industry is experiencing a recession right now there’s literally nothing I can do about it. I got a job offer from a friend for a lot more money but I’d have to pack up my life and move cross country which I cannot afford to do nor do I want to be uprooted from my community. I dont really know what to do they’re really kicking us while we’re down. The big kicker is that we made a PROFIT last year. How much do our investors really need 🤦️