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Debt upon death and inheritance. How to take from the banks.

If I take a loan, buy something like gold. I'm in debt but I give everything I own to my family and then die. Can banks still go after the things or will the debt die with me? (in this scenario my family wouldn't accept inheritance upon my death.) I got no moral obligation towards banks. Not like owners and investors would feel the dent. My family's house upkeep with renovation would certainly welcome it though.


If I take a loan, buy something like gold. I'm in debt but I give everything I own to my family and then die. Can banks still go after the things or will the debt die with me? (in this scenario my family wouldn't accept inheritance upon my death.)
I got no moral obligation towards banks. Not like owners and investors would feel the dent. My family's house upkeep with renovation would certainly welcome it though.

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