I apologize if this is the wrong place, but last year in February I had a procedure done that my work insurance said it would cover. I kept getting bills and went back to the physician to make sure my insurance was provided correctly the first few weeks. I’m just now, 11 months later, getting calls from debt collectors saying I’m thousands in debt. I’ve called my insurance and they’re now saying that I owe the money and wont explain why I’m suddenly not covered. I refuse to pay these bills, will this affect my credit? I’m going tomorrow to discuss with a lawyer, I’m just very overwhelmed. I’ve discussed with HR and they said I just need to somehow find the money and pay it.