First of all, my husband’s layoff made us feel humble and appreciate about little things we were taking for granted such as health insurance and steady incomes and etc. even though we were saving before, we had a few splurges like expensive purses and jewelry and eating out and nice cars. Now since he got laid off, I’m in search of health insurance and more conscious about spending. We appreciate each other more and the kids are more calm and understanding more about wise spending. I’m planning to save more and live more frugally than before and try to invest and have more passive income for the future.