I think most of the problems you all complain about, at least in terms of cost and lack of money, are straight up your own fault.
I pay my own rent, on a small, but decent apartment with my partner.
Pay all my own bills.
Eat well.
Pay for my own schooling.
Bought a used car with saved cash.
Have no debt.
Save money for backpacking
Save money for property
Save money for wedding.
Have health insurance.
Have decent work life balance.
Have extra spending money.
I don't make much money, maybe 24,000 a year,
And my partner makes about the same.
Where does all of your money go? Like, this isn't that fucking difficult, I'm genuinely curious how people haven't figured this out. Ya, I work really hard, but I'm young, that's kind of what we're supposed to do.
This isn't that hard, and the world's not that bad. Could be better, companies should treat their employees better, but I'm a fucking short order cook, and my girlfriend works at a bar. We're below the poverty line, bit we're doing fine. We're poor, but fine.
Why can't you manage your money better, life would be way easier.