Nowhere in my severance materials is it stated that there is a COBRA payment processing lag of 5-10 BUSINESS DAYS from the administrator to the insurance co.

Everything is like “oh, if you make the payment on time, you'll be covered retroactive to the 1st of the month!” without stating anywhere that it can take WEEKS for the enrollment coverage status to be reflected at the insurance and doctors' POV. F*ck America fr