I can safely say after looking at our monthly obligatory expenditures, my wife and I won't be able to afford our home in six months. She is having our first child then. I just got a new job that pays ever so slightly more but doesn't offer health insurance for 90 (!) days. So between having to buy insurance ourselves for 3 months and then her not working right after the baby is born (which we have agreed on and I WANT her to stay home), there is not going to be enough money coming into this house to afford this house. We don't live in a mansion, we live in a decent home. We both have decent-paying jobs, little debt (besides the house, obvs.) and it's going to be impossible for us to survive. THIS ISN'T FAIR.