What do we do?
I'm not protected if I have to limit my workload due to injury – I do not have FMLA and it's not obtainable until you have worked with an establishment for at least a year.
Anyone can get fired for looking ugly. There's nothing protecting us.
What do we do? Do I go to work and risk injuring myself further? I'm in legit pain, every day. I do what I can, but I have to limit myself with basic household tasks.
We're draining our two savings accounts. We had $2,700 and now the total is down to $400.
We're married, she's working part time, we can pay off my debt minimum payment at a time. I know I fucked up with debt, but I seriously can't get out of it.
I've worked every single year, even during COVID. I eventually was laid off and took the unemployment benefits. Even with that, I have worked every single year.
We do not pay rent. We maintain the house and split utilities – home was purchased by a family member and this person pays the property tax.
My mother, my wife, and myself live together in 1 house.
I went to a trade school and got a certificate of completion – How to I venture into this with an injury that's going to require serious recovery time? What do I do with these debt payments?
Debt consolidation? Denied twice. Those hurt my credit score, which will hurt my chances of a loan. What do I do?
I'm lost. We had a very strict budget and were paying off debt. I got in a car accident, that ate thousands of dollars. Our other car shit the bed, that cost us thousands of dollars.
We've had emergency funds available. We've always made sure to get it to $1k. We have to drain all of the cash and then have to put the rest on credit to be able to have a working vehicle. I'm now in more debt. We've been doing this for a while, fill the savings then drain it. What do we do?
Man, I've worked my ass off everywhere I've went. I know I'm not perfect. I always worked hard to impress my bosses for raises/promotions whatever. I put in over 50 hours a week for 2 years to pay off debt – why are we still in it?
At one point, I was working 2 full time jobs. 70-80 hour weeks. Retail and manufacturing. 2019
I left my previous job (fuck it, it's in my history – legal advice. I ended up quitting, too much stress). I do not know what to do. I've reached out to family who could help us but I'm being told to just 'get a job.'
I was literally told to “pull myself up by your bootstraps” even with the knowledge of my injury, debt, and immediate future. I struggle to pull up these “straps”. What do I do?
We don't know what to do. We were told that “I would help purchase a house because it's an asset” – is our life not an asset? what is going on here people
We understand not everyone can help, a lot of us are struggling. It's beyond hard right now.
The one person that can help us, wont. He's connected. Board of Directors for multiple companies. He could get me a job, he has the network. He has the money, he has the funds. He has a 'magic wand' that will fix my financial problems. Even if it included working, if he set me up with a job.
If he loaned us $30k – We would absolutely pay him back in any way we could including paying him back the debt. We've paid every monthly payment of this monster. We have a history of on-time payments. (BoA Credit Card $308 monthly payment, interest takes $200).
He said he can't help us. There's so many things he could do to help but wont. Why? This is the same man that told me to pull myself up by my bootstraps.
We've been begging this man for 2 weeks now. We're exhausted.
Despite our situation, my wife is still working. She's going through this too, I feel so bad. We're still trying to figure this out. I'm putting in effort to better my skillet for a future job. I'm expanding my education with different tech stacks.
What do we do?