I’ve been working retail a long time now, and a trend every single damn company does is creating a company credit card to sell to customers. Currently, I work as a bank teller for a regional bank. This year, our performance is based solely on credit card sales – not customer satisfaction, not account openings, not accuracy of work, not knowledge of products. Credit cards. Our performance directly influences our raises and promotions. So if I don’t sell enough credit cards, I will stay making less than market value. I wholeheartedly hate selling credit cards. If someone wants or needs it, they’ll let me know. But just randomly probing someone doing a deposit/withdrawal so I can insert a credit card spiel? Disgusting to me. Majority of our customers literally live off social security, fixed income. I find it scummy to enforce selling something that can ruin a persons life if mismanaged/unfortunate circumstances. Especially when you look at the insane rising interest rates. Once the promotional period ends, you can have interest rates of over 20% these days. At this point, I’m refusing to do it. If someone wants to apply on their own volition, I’ll definitely help them but I’m not selling credit cards. I just want to help people sincerely with things that could make their lives easier, not sell them what could ruin them.