I am of sound mind and free from any willingness to act on my assertions or findings.
As a good capitalist, I was putting together a financial prospectus to determine any way in which I could maximize my financial contribution to my household and I came to a shocking conclusion. It would be a better proposition to leverage an adequate life insurance policy with a robust incontestability clause to improve the financial standing of my household than to continue working for a significantly high wage for the remaining years of my life until retirement.
Assuming an average wage of $120,000 and given my remaining 27 years as part of the workforce that would result in a total income 3.24million dollars, which would depreciate over the same period. I called around and got some basic quotes for life insurance. For a conservative $5,000,000 policy, which based on my age and relative health could be obtained for $225/month and an incontestability clause period of three years it would cost $8100 dollars in total. After the period of the incontestability clause has ended, I could take my own life and a lump sum of $5,000,000 would be paid out to my beneficiaries. This could be invested in a diversified portfolio and my household would not only be sustained after my demise their situation would be financially improved.
Based on this information I came to the conclusion that it is more probable to improve your household’s financial station by literally killing yourself than through a reliance on hard work alone.